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Financing the Future: The Law and Politics of Student Debt in American Higher Education

October 20 @ 8:30 am - 3:00 pm

Lee E. Teitelbaum Utah Law Review Symposium

8:30 a.m. – 3:00 p.m., S.J. Quinney College of Law, Level 6
After home mortgages, student loans are now the second largest consumer finance market in the country. Student debt is reshaping the way the American middle class approaches higher education, work, purchasing a home, and even retirement. Law schools in particular are a bellwether in the student loan debate. During the Obama administration Congress, the Department of Education, and the Consumer Financial Protection Bureau adopted a variety of limited legal reforms to student lending. Despite these limited reforms student debt still looms large over the future of millions of Americans. Will the Trump administration signal a shift in student lending? What does the future hold for America’s struggling student borrowers?

Registration requested »

4.5 hours of Utah CLE (pending). Free and open to the public.

This event will be streamed and recorded on the S.J. Quinney College of Law YouTube Channel »

Keynote Speaker:
Seth Frotman, CFPB Student Loan Ombudsman, Assistant Director, CFPB Office of Student Lending


8:30 a.m. – Registration, Sign In, and Continental Breakfast
9:00–9:15 a.m. – Introduction and Welcome to the School of Law

9:15– 10:30a.m. – The Data Problem: Decision Making with Limited Student Loan Information
Kathleen Engel, Julie Morgan, Paul Campos, Cathy Hwang (moderator)
This panel will discuss the availability of information on student lending, and the impact of the availability of this data on the student.

10:30–10:45 a.m. – Break

10:30 a.m. – 12:00 p.m. – The Politics Problem: Are Current Laws and Policies in the Best Interest of the Student?
Jonathan Glater, Charlie Eaton, Matthew Lesser, Chris Peterson (moderator)
This panel will review the political history of student lending in the United States, and discuss methods and areas of political reform.

12:00–1:30 p.m. – Lunchtime Keynote with Seth Frotman

1:45–3:00 p.m. – The Impact: How do Student Lending Programs Impact Students and Potential Students
Mark Huelsman, Joseph Sanders, John Brooks, Ralph Mabey (moderator)
This panel will explore the effects of student lending on students, including collections enforcement..


John R. Brooks, Professor of Law, University of Georgetown Law

Paul Campos, Professor of Law, University of Colorado Law

Charlie Eaton, Assistant Professor of Sociology, University of California Berkeley

Kathleen Engel, Research Professor of Law, Suffolk University Law School

Jonathan Glater, Professor of Law, University of California Irvine

Mark Huelsman, Senior Policy Analyst, Demos

Matthew Lesser, Connecticut State Representative

Julie Morgan, Senior Officer for Strategic Data in the Postsecondary Success program, Bill and Melinda Gates Foundation
Prior to joining Gates, she was Senior Education Counsel for Senator Elizabeth Warren and was responsible for developing and implementing policy proposals on a range of education issues, including student loan refinancing, college affordability, and student loan servicing. She previously served as Director of Postsecondary Access and Success at the Center for American Progress, and she holds a Ph.D. in higher education and a J.D. from Boston College.

Joseph Sanders,


For questions contact Miriam (801) 585-3479.

Free parking is available at the Rice-Eccles Stadium. We encourage you to use public transportation to our events. Take TRAX University line to the Stadium stop and walk a half block north. For other public transit options use UTA’s Trip Planner. The law school is on the Red Route for the University’s free campus shuttles (College of Law stop).


October 20
8:30 am - 3:00 pm
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College of Law


S. J. Quinney College of Law
383 South University St
Salt Lake City, UT 84112 United States
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